Microsoft announced on November 17, that its browser Edge is getting a native “Buy now, pay later” feature. Microsoft Edge Insiders in the Canary and Dev channels had an early preview of the “Buy now, pay later” BNPL feature which let the Edge testers split up their purchases into 4 interest-free installments over a period of 6 weeks. Now, this feature is available to all Edge users and its mechanism of paying in interest-free installment is the same.
If a shopping site is already offering a “Buy now, pay later“ option, Microsoft Edge is integrating the BNPL at the browser level with a partnership with Zip which is a third-party, Fintech company. After the user links their Microsoft account to a Zip account, the users will be able to use the BNPL for purchasing anything on the website between USD 35 and USD 1000.
As of now, this new option of installment payments will be available for certain websites, such as Target, Walmart. The payment feature requires the users to make a total installment of 4 times over a period of 6 weeks. With the Edge integration, the users can use the feature to make any purchase between USD 35 and USD 1000.
When a user is on the checkout page, they can find the “Buy now, pay later” option when they enter their credit card number. Some users get the option whenever they enter the checkout page. However, this process could take some time since the users need to sign in using zip every time they are on the checkout page using the “Buy now, pay later” option. However, Microsoft has revealed that the BNPL in Edge could help the users hereby linking their Microsoft account with their zip account which helps to bypass the sign-in process from the Zip side.
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