Apple is working with Goldman Sachs, an American multinational investment bank and financial service company on the release of a joint credit card paired with personal financial management applications on iPhone. People familiar with the matter cited, the card, which uses the Mastercard network, will be rolled out for employee testing within the next few weeks.

While rumors of the relationship have been circulating for a year, the Wall Street Journal says that Apple plans to beta test the product with employees in the coming weeks before a commercial roll out in the spring. Employees will begin testing the card soon, and it will officially launch later in 2019, according to the report. The credit card will be paired with new iPhone features, designed to help Apple customers manage their finances.

According to the Journal‘s sources, Goldman Sachs is investing $200 million into call centers and payment processing. Reports suggest Apple has decided to use MasterCard’s payment network so cardholders could stand to receive 2% cash back when they make a purchase. Instead of using travel perks and other techniques used by other credit card companies, the sources say Apple and Goldman Sachs are betting on iPhone integration to boost adoption.

Apple and Goldman Sachs haven’t yet chosen an official launch date. However, neither Apple nor Goldman Sachs has historically focused their efforts in consumer credit cards, which may or may not create some future conflict when the card launches.